About Us
Competitive & Flexible Loan Options
Atlantic Investment Capital’s competitive conventional loans can help you finance your investment commercial real estate properties faster than your typical bank.
Who We Are
Atlantic Investment Capital is a source for commercial real estate funding nationwide. We provide long-term commercial real estate loans for investment properties and owner-occupied companies. We offer customized conventional portfolio loan programs. We are commercial lending specialists and will help you through the loan process, providing services for your convenience including in-house underwriting, pipeline status reports, and unmatched customer service.
Our lending philosophy includes a common-sense assessment of each transaction’s unique characteristics.
Ready to get started? Choose a loan program below.
Non-Recourse Permanent Loan Programs
Get started with the right loan to give you maximum returns.
Standard & Fast-Closing Bridge Loan Programs
We offer flexible Bridge Loans that will work for your borrowing needs.
How We Compare to Traditional Banks
Atlantic Investment Capital offers competitive rates, competitive monthly payments, longer terms, and less money down to maximize your investment dollars.
Value Type ($)
Traditional Bank
Atlantic Investment Capital
AIC Advantages
Purchase Price
$5,000,000
$5,000,000
All Property Types Financed
Loan Amount
$3,750,000
$4,000,000
No Loan Amount Limits
Loan to Value
75%
80%
Higher Loan Amount
Down Payment
$1,250,000
$1,000,000
Lower Down Payment
Amortization
15 Years
30 Years
Lower Amortization
Monthly Payment
$29,655
$21,473
Lower Monthly Payment
Guarantee Requirements
Personal Guarantee Required
No Personal Guarantee
No Personal Guarantee
How We Compare to Traditional Banks
Atlantic Investment Capital offers competitive rates, competitive monthly payments, longer terms, and less money down to maximize your investment dollars.
Traditional Bank
Purchase Price: $5,000,000
Loan Amount: $3,750,000
Loan to Value: 75%
Down Payment: $1,250,000
Amortization: 15 years
Monthly Payment: $29, 655
Guarantee Requirements: Personal guarantee required
Atlantic Investment
Purchase Price: $5,000,000
Loan Amount: $4,000,000
Loan to Value: 80%
Down Payment: $1,000,000
Amortization: 30 years
Monthly Payment: $21,473
Guarantee Requirements: No personal guarantee
AIC Advantages
Purchase Price: All property types financed
Loan Amount: No loan amount limits
Loan to Value: Higher loan amount
Down Payment: Lower down payment
Amortization: Lower amortization
Monthly Payment: Lower monthly payment
Guarantee Requirements: No personal guarantee
Why Choose Atlantic Investment Capital
Our primary focus is to provide our clients with an efficient and extremely valuable lending experience, while also fostering long-term business relationships.
Two Decades of Commercial Lending Experience
With more than two decades of commercial lending experience, we stay on top of the capital markets to offer our clients a borrowing experience that is second to none.
Strong Roots in Community Banking
We are not a typical conservative bank; we have strong roots in community banking and understand the financing needs that commercial real estate investors and business owners have.
Dedicated to Meeting Your Borrowing Needs
As a leader in the real estate industry, we are dedicated to providing products and services that meet our client’s borrowing needs. We have structured our investment loan programs to finance up to 90% of total costs on “value add” projects and typically 80% or more loan-to-value on stabilized opportunities.
Flexible & accessible loan programs
We pride ourselves in offering programs that allow business owners to borrow up to 90% of their real estate project’s total cost. We offer them options for fixed rates and floating rates with loan terms spanning up to 35 years without balloon payments and, in some cases, “full term” interest-only payments.
%
Leverage over 80% of stabilized asset value
%
Leverage up to 90% of "Value Add" project costs
%
Leverage transactions with as little as 10% down
What will you use your loan for?
Take a look at these properties funded by Atlantic Investment Capital.
192 Unit Multifamily - South Texas
44 Unit Multifamily - Bloomington, IL
188 Unit Multifamily - Atlanta, GA
230 Unit Multifamily - Sherman, TX
242 Unit Multifamily - Atlanta, GA
112 Unit Multifamily - Charleston, SC
54 Unit Multifamily - Lubbock, TX
50 Unit Multifamily - Madison, TN
474 Unit Multifamily - Charlotte, NC
176 Unit Multifamily - Greensboro, NC
106 Unit Multifamily - Riverdale, GA
8 Unit Multifamily - Orlando, FL
We Value Our Clients & Partners
We are fully committed to providing world-class service to our family of investors.
Referral Partner Relations
As a mortgage broker or loan office, Atlantic fully appreciates the added value you deliver to your client relationships and we are committed to the highest standards of professionalism and world-class customer service. Clients and partners are always protected with Atlantic Investment Capital.
Our Commitment to You
Atlantic understands the demands of borrowers and will work diligently with you to deliver a quick approval that meets the client’s needs. We also remain dedicated to keeping our clients and partners informed and aware of recent activities and developments in the marketplace.
Speed
Get a loan response within 48 hours of submission & quick closing in as little as 5 business days after receipt of all 3rd party reports.
Communication
Receive access to quarterly marketing & specials; regular emails detailing market alerts, updates, & events; plus, a dedicated brokers’ toll-free line for priority support.
Flexibility
With the portfolio loan program, we’ll have quick access to the loan request, deliver a variety of flexible loan terms, and get your loan funded.
Contact Us
37 North Orange Avenue, Suite 500
Orlando, FL 32801
Tel: +1 (800) 916-9005
Fax: +1 (800) 296-5882