Services
Maximize Your Investment Returns With the Right Investment Loan
We offer non-recourse securitized loans for commercial real estate investments and conventional portfolio loans for your owner-occupied real estate needs.
Commercial Lending
Fast Response Time
Receive a response to your loan application within 48 hours.
Flexible Loan Programs
We offer a wide range of loan structures for your commercial mortgage, applying maximum loan-to-values and low loan costs.
Approachable Terms
Borrowers can choose between a variety of flexible loan terms and amortization up to 35 years with no balloon payments.
Our Approach
With roots in community banking and one of the most experienced lending teams in our industry, we understand commercial real estate financing for commercial real estate investors and business owners alike.
Our lending philosophy includes a common-sense assessment of each transaction’s unique characteristics. This approach opens the door to a broader range of finance solutions and products to meet the demands of today’s borrowers.
Focused to meet YOUR needs, Atlantic Investment Capital originates commercial real estate loans on all types of income-producing properties. As a national source of commercial loans with streamlined underwriting, we focus on closing transactions for our clients with no surprises.
Our typical loans are from $1,000,000 to $ 20,000,000 with terms as long as 35 years and loan values of up to 83%, allowing you to maximize your investment returns and open up your cash flow!
Non-Recourse Permanent Loan Programs
Get maximum returns with the right loan for your commercial mortgage.
CMBS
Property Type: Commercial Investment Property
Rate: Spread over swap rate
Term: 5 or 10 years
Amortization: Up to 30 years
Sponsor Guarantee: Non-recourse
Closing Timeline: 45 days
Fees: Par
Max LTV: 75%
Pre-Payment Penalty: Defeasance
Fannie Mae/Freddie Mac
Property Type: Multifamily or Mobile Home Parks
Rate: Spread over treasury yield
Term: 3, 5, 7, 10 years or longer
Amortization: Up to 30 years
Sponsor Guarantee: Non-recourse
Closing Timeline: 55 days
Fees: Par
Max LTV: 80%
Pre-Payment Penalty: Yield maintenance or step down
FHA 223 (f)
Property Type: Multifamily or Mobile Home Parks
Rate: Spread over treasury yield
Term: 35 years fully amortized
Amortization: Up to 35 years
Sponsor Guarantee: Non-recourse
Closing Timeline: 180 days
Fees: Par
Max LTV: 85%
Pre-Payment Penalty: Step down
Bridge Loan Programs
Choose between Standard or Fast-Close Bridge Programs to best fit your needs.
Standard Bridge Program
Property Type: Commercial Investment Property
Rate: 3-9%
Term: 12-26 months
Amortization: Interest only
Sponsor Guarantee: Non-recourse available
Closing Timeline: 30 days
Fees: 1-2%
Max LTV: Up to 80% of the cost
Pre-Payment Penalty: 6 months interest GTY
Fast Closing Program
Property Type: Commercial Investment
Rate: 9-15%
Term: 12-36 months
Amortization: Interest only
Sponsor Guarantee: Non-recourse available
Closing Timeline: 10-25 days
Fees: 2-5%
Max LTV: Up to 90% of the cost
Pre-Payment Penalty: None
The capital markets move fast. Are you keeping up?
Conventional bank loan programs may be dramatically restricting your investment returns. Savvy investors turn to Atlantic Investment Capital for the most competitive bridge and permanent debt solutions nationwide.
Contact Us
37 North Orange Avenue, Suite 500
Orlando, FL 32801
Tel: +1 (800) 916-9005
Fax: +1 (800) 296-5882